WEMA Bank Transfer Code – How to Activate *945# USSD

Do you have an account with Wema bank and you wish to activate the Internet banking services on your account? If yes, then you’ve come to the right place. With the growing rate of internet banking in Nigeria, and the ease of banking operations that come with it, every individual now wants to join the cashless community. But to do that, you’ll need to first activate the internet banking services on your mobile phone.

Wema bank Hass announced that its internet banking services is open every day of the week (24/7), and it’s available to all Wema bank customers. So if you have an account with Wema bank, then you’re eligible for the internet banking. However, you must first activate the internet service on your phone before you can be able to use the services. Did you know that you do not need data bundle, or WiFi to use the Wema bank Internet banking services? It’s true! All you need is the Wema bank transfer USSD code, and you can perform all your banking operations directly from your phone without any internet access. Amazing right? See how to activate the Wema bank Internet banking in this post.

What is the WEMA Bank Transfer Code?

The Wema bank transfer code is the official code that can be used to perform several banking operations like sending money to different bank accounts, paying bills and merchant, or buying airtime and data directly from your bank account. The Wema bank Transfer code is *945#. With this code, all your banking operations is at your fingertips.

In the past, before one could make any financial transactions, he/she must visit the bank branch closest to him/her. However, with the introduction of the Wema bank transfer code, that doesn’t seem to be the case anymore. Now you can make several financial transactions right from your mobile phone without needing to be physically present at the bank.

How to Activate the WEMA Bank Transfer Code (*945#)

In this article, you will learn how to register Wema bank transfer code. To activate the Wema bank transfer code, follow the procedures below:

  1. Go to the Call App on your mobile phone
  2. Dial the code *945*5#
  3. Enter your Wema bank account number
  4. Enter your correct date of birth
  5. Enter your new transaction PIN
  6. Confirm the transaction PIN by typing it again
  7. Congratulations! You have successfully activated your Wema bank transfer code. You can now carry out USSD banking transactions directly from your phone.

Note: For this procedure to work, you must have a Wema Bank account.

Things You Should Know About Wema Bank Transfer Code

Let’s take a look at some important information about the Wema bank transfer code:

  1. The USSD code is available on all telecommunication networks in Nigeria including MTN, Glo, 9mobile, Airtel, etc.
  2. The USSD code is open to only Wema bank account holders
  3. The phone number used to dial the USSD code must be an active number registered to your Wema bank account
  4. The USSD code is available 24 hours every day.

WEMA Bank Transfer Codes and Services

Here is a list of banking operations you can carry out using the Wema bank transfer code (*945#):

Operation Code
Transfer Money *945*beneficiary account number*amount#
Buy Airtime *945*phone Number*amount#
Balance Enquiry *945*0#
Change Transfer PIN *945*00#
Get your Account Number *945*000#
Open Account *945*1#
Change Account Number *945*2*old account number*new account number#
Account Reactivation *945*5#
Send Money to phone *945*6*amount#
Quick loan *945*65#


The Wema Bank transfer code *945# is the official code for Wema bank USSD banking. To be able to use this code, you’ll need to open a Wema bank account, then follow the procedures in this post to activate the USSD code on your mobile phone.

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